As a mortgage broker, I’ve helped numerous single professionals navigate the Bay Area’s competitive housing market to secure apartments—condos and townhomes—that fit their urban lifestyle and budget. The San Francisco Bay Area, with its median home sale price of $1,300,000 (as of January 2025), is one of the priciest regions in California, but singles can…
Why Co-Buy a Beach House in South Carolina?
South Carolina’s coastline, stretching from the Grand Strand to the Lowcountry, is renowned for its sandy beaches, mild climate, and Southern hospitality. For friends considering co-ownership, the state offers a unique blend of affordability compared to other coastal regions like Florida or California, alongside a rich cultural and recreational lifestyle. Median home prices in some…
Family Adventures Start Here: Buying a Home Near Arizona’s National Parks
As a mortgage broker, I’ve guided many families to their dream homes in Arizona, a state renowned for its breathtaking national parks, sunny climate, and family-friendly communities. For families who love outdoor adventures, living near Arizona’s national parks—such as Grand Canyon, Saguaro, and Petrified Forest—offers unparalleled access to hiking, camping, and nature exploration. With a…
SoCal Beach Homes: Shared Purchases for Friends in LA or San Diego – Tips on Earthquake Insurance, Coastal Commission Rules, and Splitting Ocean-View Perks
Southern California’s coastline, stretching from Los Angeles to San Diego, is a dream destination for homebuyers, with its stunning ocean views, vibrant beach culture, and year-round sunshine. However, the high cost of beachfront properties—often exceeding $1 million—makes individual ownership challenging, especially in a region where median home prices in desirable areas like Santa Monica or…
First-Time Buyer Programs in NC Tailored for Friend Groups: Grants and Options in Growing Suburbs
North Carolina’s suburbs, such as Cary, Apex, Mooresville, and Huntersville, are magnets for young professionals seeking vibrant communities with access to tech hubs, good schools, and urban amenities. As median home prices in these areas hover between $350,000 and $450,000 in 2025, individual homeownership can feel out of reach, especially for first-time buyers. Co-buying with…
Phoenix Area Picks for Single Buyers: Trendy Neighborhoods and Mortgage Hacks
As a mortgage broker, I’ve guided numerous single professionals through the exciting process of buying a home in the Phoenix area, a vibrant region known for its sunny climate, thriving job market, and dynamic urban lifestyle. For singles, the Phoenix metro area offers trendy neighborhoods with condos and townhomes priced below the state’s median home…
South Carolina Tax Breaks and Incentives for First-Time Co-Buyers Who Are Friends
Purchasing a home is a significant milestone, and for many first-time homebuyers in South Carolina, the financial journey can be made more affordable through a variety of tax breaks, incentives, and exemptions. For friends looking to co-buy a home, these benefits can be particularly appealing, as they offer opportunities to reduce costs and make homeownership…
Downsizing in Arizona Heat: Energy-Efficient Homes for Retirees
As a mortgage broker, I’ve guided many retirees through the process of downsizing in Arizona, where the state’s scorching summer heat demands energy-efficient homes to keep cooling costs low and living spaces comfortable. Downsizing offers retirees the chance to transition from large, high-maintenance homes to smaller, eco-friendly properties that align with their retirement lifestyle. Arizona’s…
Bay Area Bargains: Friends Teaming Up to Buy in Affordable SF Suburbs
The San Francisco Bay Area remains one of the most expensive housing markets in the United States, with median home prices hovering around $1.2 million in 2025, driven by tech booms in AI and biotech. However, for groups of friends looking to break into homeownership, co-buying offers a strategic workaround. By pooling resources, friends can…
Coastal NC Homes for Friends: Navigating Flood Insurance and Beachfront Shares
The Outer Banks of North Carolina, a slender chain of barrier islands stretching over 200 miles along the Atlantic, have long captivated dreamers with their pristine beaches, historic lighthouses, and wild ponies. For groups of friends seeking a shared coastal retreat, co-purchasing a home here offers an affordable entry into paradise—splitting costs while building equity…









